To improve the duration of the process, it is desirable that all documents are as complete as possible and that you are available to schedule an appointment or to answer possible questions.
After filling out the application form, we ask you to upload several documents. The documents to be sent depend on the fact whether you are a starter or an existing entrepreneur. View the different checklists.
In this phase we look at whether your credit application concurs with Qredits and whether your credit application is complete. Within five working days you will receive a response by email. You will learn whether the credit application has been processed and whether the business advisor will come for a visit.
Read more on the conditions of Qredits.
When we have a clear idea of your enterprise and your application is complete, then your application will be forwarded to a business advisor. The advisor will assess your application and the feasibility of the plan as well.
The business advisor will contact you within five working days to schedule an appointment. The extensive interview will take place at your home or in your place of business.
Read more on the interview with the business advisor.
In this phase the Qredits risk manager assesses your credit application and the report compiled by the business advisor on your application and interview.
The assessment of the risk manager will follow within three working days upon receipt of the report drafted by the business advisor. The risk manager ultimately determines whether the credit is approved and under which caveat it will transpire.
Read more on the final assessment.
Upon approval we shall start working on drafting the loan agreement. First you will receive from us a financing proposal. It contains all the agreements made on the loan. If this agreement has been approved, you will then receive the quote and loan agreement.
Depending on your bank, the amount of the loan shall be deposited into your business account within minimum one and to the latest five working days.
Read more on the provision of your loan.