Can I redeem my starter or business loan in advance without penalty?

In case of Microcredit after the first year you have the possibility to annually redeem 10% of the principal penalty free. Additional or ful repayment at one time is also possible under certain conditions.  These conditions are stated in Section 6 of the General Terms and Credit Conditions Microcredit.

Can I redeem my starter or business loan in advance without penalty?